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This policy describes the ways we collect, store, use and protect your personal information. You accept this policy when you use this website or otherwise engage in a transaction with Goldmart. We may amend this policy at any time by posting a revised version on our website. The revised version will be effective at the time we post it.
If you use this website or engage in a transaction with Goldmart, we may collect the following types of information:
Before engaging in a transaction with Goldmart, we may require you to provide additional information we can use to verify your identity or address or manage risk. When you engage in a transaction with Goldmart, we collect information about your transactions and your other activities on our website and we may collect information about your computer or other access device for fraud prevention purposes.
Finally, we may collect additional information from or about you in other ways such as contacts with our customer support team.
When you access our website, we may place small data files called "cookies" on your computer. We encode our cookies so that only we can interpret the information stored in them. You are free to decline our cookies if your browser permits, but doing so may interfere with your use of our website. We may also collect information about your computer or other access device to mitigate risk and for fraud prevention purposes.
Throughout this policy, we use the term "personal information" to describe information that can be associated with a specific person and can be used to identify that person. We do not consider personal information to include information that has been anonymized so that it does not identify a specific user. We store and process your personal information on our computers and we protect it by maintaining physical, electronic and procedural safeguards in compliance with applicable US federal and state regulations. We use computer safeguards such as firewalls and data encryption, we enforce physical access controls to our buildings and files, and we authorize access to personal information only for those employees who require it to fulfill their job duties.
Our primary purpose in collecting personal information is to provide you with a secure, smooth, efficient, and customized transaction. We may use your personal information to: (a) process transactions and send notices about your transactions; (b) resolve disputes, collect fees, and troubleshoot problems; (c) prevent potentially prohibited or illegal activities, and enforce our User Agreement; and (d) compare information for accuracy and verify it with third parties.
We don't sell or rent your personal information to third parties for their marketing purposes without your explicit consent.
To process your payments, we may share some of your personal information with the financial institution that you are using to pay for, or be paid from, your transaction.
We work with third parties, to enable us to accept or facilitate payments from or to you. In doing so, a third party may share information about you with us, such as your email address or phone number to inform you that a payment is sent to you or when you attempt to pay through that third party. We use this information to confirm to that you are a valid customer and that a form of payment can be enabled, or where a payment is sent to you to send you notification that you have received a payment.
We may share your personal information with: (a) service providers under contract who help with parts of our business operations such as fraud prevention, bill collection, marketing, and technology services; (b) credit bureaus to report account information, as permitted by law; (c) law enforcement, government officials, or other third parties when we are compelled to do so by a subpoena, court order or similar legal procedure; (d) we need to do so to comply with law or credit card rules; (e) we believe in good faith that the disclosure of personal information is necessary to prevent physical harm or financial loss, to report suspected illegal activity, or to investigate violations of our User Agreement; and (f) other third parties with your consent or direction to do so.
We will not sell or rent any of your personal information to third parties for their marketing purposes and only share your personal information with third parties as described in this policy.
Federal and state laws allow you to restrict the sharing of your personal information in certain instances. However, these laws also state that you cannot restrict other types of sharing.
If you have questions or concerns regarding this policy, you should contact us by writing to us at Goldmart.com, P.O. Box 12935, Newport Beach, CA 92658.